A workplace injury may disrupt your finances and life. Worker's compensation usually helps to limit the magnitude of the suffering that you may experience during the aftermath of that injury. However, some mistakes on your part may compromise your chances of getting adequate compensation after you have been injured on the job. This article discusses some of those mistakes.
Delaying to Notify Your Employer
You may reduce your chances of receiving compensation for the injury that you suffered at work if you delay to inform your employer about the accident promptly. This is because there may be a time limit within which your employer or supervisor may be required to notify the insurance company about your injury so that they can expect your claim. Avoid this mistake by letting your employer or your immediate supervisor know as soon as you have been injured.
Delaying to Go For Treatment
Another mistake that you should avoid after being injured at work is to delay to go for treatment. That delay may negatively affect your chances of getting compensation for the injury that you suffered. For instance, the insurance company may wish to give you less compensation using the argument that your delay to seek treatment increased the time needed for you to heal from those injuries. It is therefore advisable for you to seek for proper treatment as soon as you are injured at work.
Failing to Adhere to the Doctor's Orders
It may also be a big mistake for you to deviate from the treatment plan recommended by your doctor. For instance, you should not resume work during the time that the doctor ordered you to stay at home and recover. This is because that deviation from the treatment plan may be interpreted as proof that your injuries were not as extensive as you claim. This can result in less compensation being given to you.
Delaying to Respond to the Insurer
The insurance company of your employer may wish to get some information from you concerning how you were injured. They may also wish to have you examined by a medical expert that they choose so they confirm your condition. You should respond promptly to their requests so that your worker's compensation claim is processed quickly. The claim can even be rejected altogether in case you are not cooperative with the insurance company.
You can increase your chances of receiving adequate compensation by avoiding the mistakes above. It may also be advisable for you to contact a compensation lawyer so that he or she uses his or her expertise to help you to overcome any challenges that may be delaying or affecting how much compensation the insurer is willing to give to you.
Hello, all. I am a volunteer worker at an outreach centre which helps people of all ages with financial problems. I have come to realise that many of these people face hardships due to life-changing incidents such as unfair dismissal, a workplace injury or a car accident. Many of them are hard workers who aren’t aware of their legal rights. Last year, our outreach centre brought a lawyer on board to provide legal advice and assistance. I help by scheduling appointments, taking notes and following up on each case. I have learnt an awful lot about our laws and am impressed how knowing the right legal avenues can change people’s lives. I have just started a legal assistant’s course and thought this blog might be a good place to record the knowledge I gain. I hope you find it useful and insightful. Thank you for stepping into my world.